Public Liability Insurance Quotes to Suit Your Business
Servicing a wide range of industries, our team has helped thousands of clients secure the right level of public liability coverage. Bluewell Insurance Brokers helps business owners across Australia find the right type of public liability insurance. We offer protection ranging from low- risk business liability insurance covers for offices and consultants, through to higher risk occupations such as asbestos removalists and crowd controllers. No matter your trade or profession, we’ve got you covered.
Compare public liability insurance
Public liability insurance is required for most businesses to cover their legal accountability for damage they may cause to a third party property, or if they are found legally liable for injury for a third party.
If a tradeperson was drilling a hole through a wall and the drill hit some electrical wires and started a fire, this type of insurance would cover the handyman for the third party property damage he is found legally liable for
In relation to third party injury, if a cleaner was to leave a bucket lying around or spilt some water, resulting in a member of the public falling and injuring themselves, this option would cover them for the injury caused to the third party.
How can we help?
Bluewell provides insurance cover for all sorts of potential liabilities, ranging from small claims for property damage through to personal injury claims worth thousands of dollars. Our clients have peace of mind, knowing they have effective coverage at a competitive price, no matter the circumstances.
The process for acquiring coverage varies between occupations, as does the cost. For example, in compiling a public liability quote for a tradesperson, we will simply collect details over the phone. This information is then used to assess the quote and any industry-specific changes the insurers have made to the policy. If you’re not sure where to start, we encourage you to give our team a call on 1300 669 664. We can provide more information and a no-obligation quote for public liability insurance.
Public Liability Insurance Quotes
Do you need an online quote for Public Liability Insurance for your business? Bluewell can provide a quote quickly and efficiently. Our experts will help you navigate this complex but essential part of your business operation. You will need to answer a few questions so we can determine the correct public liability cover to meet your legal obligations. We will take this information to the market, to assess which agencies can provide the cover you need. Our team will then find the most cost-effective insurance for you. If you have a preferred insurance provider, Bluewell can place the cover with a company of your choosing.
To get started, simply fill in our online form or talk to one of specialists about obtaining a quote.
Small Business Public Liability Insurance
We understand that being a sole trader or running a small business is tough. You need to keep costs low while ensuring your legal obligations are met. If you need Small Business Public Liability Insurance, talk with us today about how we can help you to get the right coverage at the best price. We have access to multiple Australian insurers, including companies you may not even have heard of. This is because some insurance providers only deal with Public Liability Insurance Brokers. Quite often these companies offer public liability insurance which costs less yet provides better coverage than the policies available in the retail market. You can access these value-for-money policies through Bluewell, while saving yourself the time of shopping around!
Public Liability Insurance QLD
Bluewell provides speedy insurance quotes for Queensland-based businesses. We have been managing the Public Liability Insurance needs of Queensland businesses since 2009. Being based in Queensland, we always strive to ensure our clients receive value-for-money coverage, tailored to their needs. It’s interesting to note that QBE started in Queensland in 1886. It now services clients in countries around the world. With access to global insurance companies such as QBE, Bluewell can help you source the best Public Liability Insurance.
Public Liability Insurance NSW
Bluewell has been offering Public Liability Insurance for businesses based in New South Wales since we opened our doors in Coogee, in Sydney’s eastern suburbs, in 2009. We provide competitive rates and can help you build your business with covers from top Australian insurance companies. We know how to get your NSW-based business the cover that will see you through if the worst ever happens.
Understanding the costs of Public Liability Insurance
Our team members are often asked “What will my Public Liability Insurance cost?”. The cost depends on two major factors – your occupation and your turnover. Put simply, some business activities involve much less risk than others. For example, a consultant working in an office represents a lot less risk than a tree lopper. If your business turnover is $50,000 or under, your potential liabilities are likely to be much less than a company turning over $5M. Your location may also influence the final cost of the policy. Like car insurance premiums, some geographic locations attract higher premiums due to the greater number of claims made. We take all of these elements into account when sourcing your public liability insurance so you can be sure your cover is right for your particular situation.
What does “third party” mean when referring to public liability insurance?
Public liability insurance covers you for incidents that happen to third parties. Essentially this means someone that is not you or one of your staff. If you injure a third party or cause damage through your own negligence to a third party’s property, your policy will usually pay out. However, this type of cover does not apply if you injure yourself or your staff, or if you cause damage to your property or your staff.
Where can I find a definition on Liability Insurance?
The Australian Government has provided it’s definition at www.business.gov.au/liability-insurance. This may help you when choosing a public insurance liability product. Remember, the obligation is on the business owner to correctly interpret the laws related to liability, so your legal requirements are covered in the event of a claim. Without the right type of cover, you may be personally culpable if a claim is made against you. The team at Bluewell can provide expert advice, ensuring you meet your obligations and protect your business
Just some of the occupations and industries we have helped in the past to find Public Liability Insurance.
Builders – Residential & commercial Insurance
Demolition & Asbestos Removals Insurance
Engineers, Architects and Draftsmen
Earthmoving and excavation
Mechanic Workshop / Mobile
Security Industry Insurance
Alarm Installer With Liability and Design Errors Cover
Alarm Installers Public Liability
Shopping Centers & Public Gathering Areas Public Liability
Michael Greenhatch provided me with an excellent service, I am in a profession that covers many industries so doesn't quite fit into that standard insurance box. Michael made the whole process easy, and he even saved me money.... I would not hesitate at all in recommending his service to any other business. Big insurance brokers could learn a lot about client satisfaction and service as Michael was the only company to call me back. He definitely has my business from now on.
Being a young business owner i went into this with little to no idea about public liability insurance. Michael was so very helpful and pointed me in the right direction and now i'm all setup. Would give him a call top bloke, very friendly and gets the best deal possible for your business.
Dealing with Bluewell and with Luke in particular has been a very positive experience! Luke was fast to provide me with a very competitive quote for insuring my small business and the process was completely painless!
I had contacted a few other broker before approaching Luke. But Luke is the most helpful broker and he acts most promptly. Every point he addresses is relevant and sensible. You will not regret doing business with him.
Blue well insurance is definitely a match on what I was looking for in therms of insurance for my business: They offer a great price and different options & conditions for payment. Their phone and e-mail assistance is outstanding!
They have a very practical web site that allow you to get a quote, but it did not work when I tried to make the purchase online. So I called their contact number and got help from their staff. They were great, specially Michael and Tess. Both were extremely patient and helped me to get the purchase done.
If you are looking for a good price value and great service, I highly recommend their services.
Michael did a great job organising my business public liability insurance. Even though the insurance wasn't very straight forward, he went out of his way to source the right policy which suited my business the best. I could not fault him throughout the entire process and feel confident that when my other policies are up for renewal from another broker, He will be able to take care of these as well.
Michael was so helpful and responsive to my request for a quote. I could not fault him throughout the entire process and feel confident that I would get the same response should I need to make a claim. I have since recommended him and they too reported a great experience.
Michael was great. He had fantastic knowledge, asked the right questions, understood exactly what our company needed and offered us the appropriate insurance for us that would ensure that we are covered in all aspects. Thanks for all your help Michael!
Dealing with Luke was an absolute delight. He made the entire process of securing public liability insurance for our small start-up art gallery business pleasantly simple. Luke understood the business and quoted accordingly. The end result was one of complete satisfaction. I have already recommended his services!!
i recently asked another company for a public liability insurance quote which was urgently needed, as it was 3pm they informed me they would get the quote to me the next day. I called Michael at 3.40pm, within the hour I had a certificate of currency, and It was $100 cheaper than the quote I received the next day. Excellent service and I definitely recommend Michael to anyone looking for quick quality service.
Bluewell offered a great custom quote option with access to respectable insurance companies in my field. Michael answered all my questions and guided me through the process. He was able to get a very good rate for me and upon confirmation, was able to turnaround in a few hours.
it was so nice to call and find out you actually speak directly to someone who was able to help us out with our insurance on the spot.. not to mention the price comparison was amazing. We have been in the business for 15years and we finally found the right insurance broker for us. thank you for your help Michael
After delays & uncertainties with other company's, it was a relief and pleasure to speak with the very professional - Luke McKean. Within a very short time my insurance was covered. Easy & Quick service with absolutely no stress involved at all. I couldn't recommend this company enough.
My insurance enquiry was sent in by email and handled promptly by Simon. The process was straightforward without complication and the quote was very competitive. Exactly the service a busy person needs.
After trying and searching different insurance brokers online, I found "Bluewell" Insurance brokers, was a great positive experience for me!
Luke was very prompt and professional in his response to my online request.
I am starting a Swim School small business and I need an immediate insurance setup cover.
The policy was easy to complete, it was done in no time by Luke,
I am really happy with my choice!
I would definitely recommend Bluewell Insurance Brokers to everybody
First time starting my own business, Michael Greenhatch made the Insurance side of things very easy! He was very helpful and made the process so easy- Cannot recommend Blue well insurance enough! Thanks Michael and Bluewell Insurance!
Michael is extremely helpful and knowledgeable. He was able to explain the process and the difference in policies in easy to understand language. The actual set up of the policy was easy to complete. Would definitely recommend to others
Very happy with the service Luke has given us.
We tried a few other insurance companies but were all unable to help us with what we needed, how ever Luke was able to help us find the insurance we needed. Very happy customers.
Luke was very quick, very informative, with an easy going manner. He explained very clearly my choices regarding present cover and future needs. I'm starting a labour hire company(long overdue) with immediate need to cover 6 employees...this could blow out to 40-50 employees later on in the season. He was easy to reach research, and provide options for upgraded cover in subsequent phone calls. An all round top customer experience. No hesitation recommending Bluewell.
Dealing with Michael Greenhatch, finding the right policy for my business was straightforward, easy, cost effective and time efficient. He was extremely friendly, easy to communicate with and helpful. Would highly recommend him and Bluewell Insurance Brokers for any business or domestic insurance quotes, queries and assistance.
Thank you for a Great first time experience getting a same day response to an online quote for small business insurance, a phone call in a few days afterwards from them in regards to if I wanted to proceed, and along with positive comments about my work lead me to purchase my insurance.
Very polite, and definitely not pushy. It was all over and complete within a few hours. Happy to have a certificate of currency as quick as I got it. ?
Michael Greenhatch was very helpful in sorting out my PL insurance. He was very quick to respond and provide necessary information. He followed up on things but without any pressure, giving me time to review details fully before committing. Would certainly recommend his services.
Michael Greenhatch gives excellent service. Being a small start up company working in a niche field, finding the right insurer is a pain, especially when every second matters. Michael did a job that would have taken me weeks, in one easy phone call. Very happy I reached out, would highly recommend. Very affordable when considering the time and stress saved...!
Luke McKean really looked after us promptly and was very helpful in getting the best dealfor our small cleaning business. This was especially important to us as we were just starting out brand new. i highly recommend his services to all, large and small.
Michael was exceptional in explaining small business insurance in terms I could understand easily, approaching my questions with patience. His product knowledge was outstanding, and my insurance was created efficiently. I will continue to use Michael as my broker.
Micheal Greenhatch knows his stuff and understood the specific requirements I needed for my business insurance. He was a pleasure to deal with and very efficient. If the need arises to make a claim, I will be happy if it's as easy as the setup was.
Michael did a fantastic job. Got the quote back to me and relevant info as soon as he could. Was a brilliant help. Highly recommend sales services. Lets hope (well hope not on one hand) that if I ever need to make a claim the service is just a great.
Very happy with Michael's service. He is very professional and I received the insurance I required within one day. Very efficient and competitive pricing with comprehensive insurance cover. I would highly recommend this insurance broker.
Excellent service - Michael was great, helped me out within a few hours, including responses via eMail and phone, my insurance was set up in no time for an appropriate price. Would highly recommend them for their customer service. Can't say anything about claims as I just set it up but sure everything will be fine!
Exellent service from Simon who helped me get find the appropriate PL Insurance for my needs.
Service was fast and quotes were sorted out within an hour or two. Very happy and can highly recommend. I don't know how claims go as I haven't had to make one.
excellent & efficient service from Luke McKean really appreciated how easy it was, being so busy with a new business he made the process extremely easy & stress free. Similar to other reviews I also struggled ringing around to get insurance & no one getting back to me but Luke had the quote out the same day, & was all finalized as soon as I was ready within the day. North Sydney Pet Companion - Chantal
Very happy with the service, I had trouble finding an insurance that would suit me and was running out of options about to give up I made one last phone call and I'm glad I did Thank You Bluewell and a Big Thank You to Luke McKean who was very helpful, fast and efficient in providing me with the information i needed, a friendly attitude and outstanding customer service, a great example of good customer service. Awesome Job Luke Well Done!!!
Great service and help and would recommend to everyone. Looking for electrical insurance with some additional specialised cover and I could just not get an answer from anyone else. Bluewell Insurance Brokers did help and in particular Michael Greenhatch was persistent in his search for a suitable policy.
I'm very happy with the service i received from Simon he is efficient, responsive and knowledgeable. I required Public Liability for my Inspection business and he found a good cover for a good price, i will use him again.
I was chasing some specialised insurance. I called companies and brokers all around Australia. None of the big companies would offer me cover me and the brokers I contacted never got back to me.
Michael took the time to ask me some questions, called me back to clarify a few things and then had a quote back to me that afternoon.
Good job Michael! Highly recommended.
Quality customer service for a change. Michael Greenhatch understood our needs and found us the best insurance policy to suit.. and as an added bonus to our pockets, the insurance cover premium was hundreds of dollars cheaper than what I was quoted by an industry insurer for similar cover.
Easy completion via email and over the phone.
Michael was very helpful and had the cheapest quote for my requirements ,not like other companies which try to give more which your don't need and still be more expensive for the requirements you has asked for.Good job,Michael.
The guys at Bluewell were very helpful and were extremely punctual in the delivery of services. Would definately recommend them to other businesses. They were able to get insurance policies sorted in a matter of days even around the holiday period.
Such a pleasure to deal with Simon Keplinger. He was extremely prompt with his responses and answered my questions. He is very easy to deal with. We did everything over email which saved me so much time. He was able to find a competitive insurer for our business and the process was straightforward. I would not hesitate to recommend Simon to anyone else looking to source an insurance policy for there business.